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Mountain Housing Opportunities


Mountain Housing Opportunities, Inc

New Home For Sale In Weaverville

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Hope and Dignity. The Two Biggest Items We Help Build
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About MHO

MHO's mission is to build and improve homes, neighborhoods, communities--and lives--and to build hope and dignity in the people we serve. Read More

Owning A Home Is A Feeling Of Security for the Espinosa Family


Alberto, Maria, Carla &
Carlos Espinosa

MHO offers USDA 502 direct loan packaging services to provide eligible buyers with low-interest home mortgages. Contact Kelly, 828-254-4030, ext 127, for 
more information.

"One day I saw MHO's Home-ownership program on the internet and I decided to visit their office," said Carlos Espinosa. "They showed me a recently built house that could be mine with a USDA approved loan."

"I worked hard to obtain the necessary paperwork for the loan and it was approved," continued Carlos. "I finally bought my own house and I hope many others can have the opportunity that I had. I feel very grateful for MHO and the USDA."

"I think owning a home is a feeling of security for my whole family and more optimism for the future," said Carlos. "Many thanks to God and the people who worked to provide us this house."

Williams Makes Her Family's Dream of Home Ownership
Come True Through MHO's Self-Help Program


“Momma, when are we ever going to get a house?” It was a question Treva Williams’ youngest daughter, Cierra, always asked.

After 13 ½ years of living with five people in a two-bedroom apartment, Treva knew that it was time to take a leap of faith. 

While living in the Mountain Housing Opportunities River Glen Apartments, she received a mailing about MHO’s Self-Help Home Ownership program, which provides low or moderate income families and individuals an opportunity to achieve the American Dream of home ownership. The program makes owning homes affordable by allowing families to invest “sweat equity” construction hours to reduce the cost of their homes.  Financing is provided by the US Department of Agriculture, NeighborWorks America, and Buncombe County.

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Click Here to Read The Williams' Family Story In The Asheville Citizen-Times
MHO Seeks Participants for the
Self Help Homeownership Program in Swannanoa
sh MHO is currently recruiting families and individuals for the next round of Self Help Homes at Getaway Drive in Swannanoa. The Self Help Homeownership Program is an alternative path to affordable homeownership for low-to-moderate income households. Participants invest “sweat equity” by helping to build not only their own home but all of the homes in the group, with no one moving in until all of the houses are complete. Our second round of six Self Help homes in Weaverville should be completed next fall, and we hope to begin construction in Swannanoa soon after the homes in Weaverville are completed. For more information and program guidelines, see below. If you or someone you know might be interested in participating in the Self Help Program, contact Emma Topor at 254-4030 x122, emma@mtnhousing.org.

MHO Funding provided in part by the
NC Community Development Initiative

National Mortgage License Number 1155133
Mike Vance 271754
Kelly Nossiter 380447

Mountain Housing Opportunities | 64 Clingman Avenue, Suite 101 | Asheville, NC 28801
Email: info@mtnhousing.org | Phone: 828-254-4030 | Fax: 828-254-0120